Car Insurance Reviews

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Crunch! As we were painting the exterior of our Minneapolis area home, the neighbor backed out of his driveway and directly into one of our cars. Fortunately, no one was injured, but the car didn’t fair too well. We exchanged information and took pictures. Then he was on his way and we were left wondering what to do next.

A big portion of accident follow up is getting repair estimates from local auto body shops. Not knowing where to begin, we read through Yahoo! and Google reviews as well as Better Business Bureau ratings. That helped us to pare down our list of possible shops. Next came the legwork: getting estimates.

From our experience in visiting several local auto body shops, we found three that stood out as the best in customer service in the Minneapolis and St. Paul area:

LaMettry’s Collision Repair
From the moment I stepped in the door of the Burnsville region, I felt welcomed. They offered refreshments while I waited for someone to personally speak with me. However, the response time was so quick that there was no time to waste eating a snack.

With six locations throughout the Twin Cities, LaMettry’s is locally owned and family operated. They offer free estimates in person or online for all auto body repair including accidents and hail damage. LaMettry’s in Burnsville is located at 14601 Burnhaven Drive and can be reached by phone at 952-898-1636.

Southport Autobody
Finding Southport Autobody in Apple Valley, Minnesota, was a minor challenge as it is located advance an auto dealership. But any inconvenience was quickly put to rest by the true, friendly service. Quick to answer any question, my concerns were put to rest as I was put at ease.

Providing full-service collision, glass and auto repair, Southport offers free estimates online, at the shop or even offsite if requested. The I-Car certified technicians handle domestic and import models and work with all insurance claims. Located at 7640 146th Street in Apple Valley, Southport can be reached by telephone at 952-891-1540.

Fairway Collision and Automotive
As an independent, family-owned company, Fairway Collision in Vadnais Heights is committed to providing quality service and achieving the highest level of customer satisfaction. Further, it supports local sports teams, community programs and charitable organizations. The commitment to customers and to community is evident in how they welcome people as soon as they walk in the door.

From paintless dent removal to auto body repair to tune up to tires, Fairway provides full-service collision and automotive repair. With numerous certifications, the highly trained staff works on your car and works with your insurance company. Located at 125 East County Road F in Vadnais Heights, Fairway can be reached by phone at 651-483-4055.

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Several companies now offer the ability to get multiple insurance quotes online. These web sites tend to require enough information from you to allow them to continue to pursue you to attempt to gain your business. While this model makes sense from a business perspective, most consumers want to get as many quotes as possible with the least amount of information being divulged. This can make for a tough situation when searching for car insurance quotes online.

Look for sites that will at least let you have some idea of what companies will be quoted.

One of the main differences between these online web sites is whether they will tip their hand regarding whom they represent. Car insurance companies will always quote their maintain rates, but the other company's rates may not be revealed until after you have given them your name, address, email and telephone number. Sites that act more like a broker in directing you toward a mix of companies will frequently display at least a partial list of companies that they represent after only a zip code is entered. This helps your anonymity remain intact if that is your desire.

There are other advantages to having a list of the companies that will be quoted revealed before additional information is required.

By showing consumers this list, it allows the person to settle if they want to do business with these insurers or not before seeing the quotes. If you have been actively looking for insurance for a while, you may look only companies that you have already received bids from on the list. There is little reason to expect a dramatic change in insurance quotes from these companies. This can save you time and the nuisance of being contacted for the next few weeks by agents trying to design a sale.

Most online sites that quote rates for several companies are easy to spend.

Because these sites want people to be able to utilize their site to get the quotes that they need, insurance sites are generally well made and simple to navigate. Because of this, the list of online web sites that offer comparison shopping for insurance is lengthy. A couple are worth noting. However, simply doing a search on car insurance rate comparisons will yield several respectable sites.

Auto Insure USA is a good site that will show you a few companies without requiring much information.

Just entering your zip code will bring up a list of companies that will be quoted. The site is fairly simple and easy to follow. Another site to consider is CarInsurance.com. This site will reveal a longer list of companies that will be ragged in the quote process than AutoInsureUSA.com.

Be realistic about what to expect from these sites.

No insurance quote can be right without the type of car, typical miles that you drive per year, the use of the vehicle and extra safety devices that may be installed. To generate a rate, an insurance comparison site will eventually have to know the ages and genders of the drivers. Finally, for the best quotes, you will have to be upfront about your driving history. If you are uncomfortable sharing this much information online, you may not find this route to get car insurance quotes particularly satisfying.

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